Hanham Insurance Agency

Hanham Insurance Agency is a Yacht broker in Charleston, SC, located at 27 Charlotte St. The agency specializes in marine insurance for yacht owners, boat owners, and marine businesses. Hugo founded the agency in 2016 after working in the Lloyd’s Insurance Market in London, where he advised on coverage for large superyachts and noticed a lack of service for smaller vessels. He returned to the United States to establish the business with a focus on specialist marine insurance and client service. The agency works with leading A-rated marine insurance companies and Lloyd's of London to provide coverage for property and legal liabilities. They tailor policies to ensure correct coverage limits and avoid unnecessary costs. Clients are assigned the same broker for consistent service. The team includes agents who are avid offshore boaters and understand the unique exposures of different vessels. Hugo grew up in Charleston and has a background in sailing, including working as a first mate on a classic sailing yacht. The agency handles quoting, policy changes, and claims, aiming to simplify the insurance process for its clients.

The agency emphasizes a personal approach, getting to know each client to better serve their specific needs. They review individual requirements to create comprehensive policies that cover boat and yacht owners' property and legal liabilities. By quoting with multiple carriers, they aim to save boat owners money each year while increasing coverage. The staff stays in contact with clients throughout the entire insurance process, from initial quoting through the policy year. They assist with general inquiries and help navigate the complexities of marine insurance. The agency maintains that they do not share client information with third parties except for underwriters and compliance purposes. Hugo’s personal experience sailing his 1968 Ohlson Sailboat, “KELPIE,” informs his understanding of the market. The agency operates as a small, independent entity, allowing them to dedicate time to each client relationship. They pride themselves on being experts in marine insurance, focusing exclusively on this sector to provide the strongest policy forms available.

Hanham Insurance Agency combines Hugo’s London market expertise with a local Charleston presence to offer specialized marine insurance. Their focus on tailored coverage and consistent broker relationships supports yacht and boat owners in the area.

The agency is situated on Charlotte Street in Charleston, SC, just a tenth of a mile from The Liberty Tree and the Susie Jackson Freedom Memorial Garden. It is also near the Charleston County Public Library and East Bay Street.

BizScoreAI gives the business a Discoverability score of 100 out of 100, which ensures AI crawlers can find every page of the website so assistants can recommend the business. The Technical score is 94 out of 100, meaning the site is secure and indexable for search engines to read without errors.

Services:

• Boat Builders Insurance
• Commercial Vessel Insurance
• Marina, Boatyard, and Drystack Insurance
• Superyacht Insurance
• Yacht & Boat Insurance