Masuda Lehrman Wealth

Masuda Lehrman Wealth is a financial planner in Honolulu, Hawaii. The firm is led by Daniel Masuda Lehrman, a CERTIFIED FINANCIAL PLANNER™ and fee-only fiduciary, and it focuses on retirement strategies for people within five years of retirement and on managing inherited wealth. Its work covers holistic financial planning built around the CFP Board's Financial Planning Process, including retirement income planning, investment strategy and portfolio construction, estate planning and insurance review, inherited wealth, and tax planning. The practice serves clients locally in Honolulu. It holds a rating of 5.00 from 18 reviews.

Daniel Masuda Lehrman holds an undergraduate degree in economics and Japanese language from the University of Michigan and is a member of the National Association of Personal Financial Planners, XY Planning Network, Fee-Only Network, and Wealthtender. He spent 2014 to 2023 as a wealth manager for high-net-worth clients at Vanguard, Fidelity, and Schwab. He is also a real estate investor who owns and manages long-term and short-term rental properties in Arizona and Michigan.

The firm's planning work runs across several areas. On retirement, it provides investment education, tools, and resources; defines risk preference and tolerance; establishes investment strategy, philosophy, and target asset allocation; constructs portfolios that may include index, technology, climate impact, and target income holdings; rebalances one to four times annually; and monitors market conditions and investment performance. It also evaluates rental property and Airbnb investments and helps automate and manage investment properties. On insurance, it reviews life, disability, health, home, auto, and long-term care coverage, and earns no commissions on insurance sales. On estate planning, it sets up new documents or reviews, updates, and redoes existing ones, covering executors, trustees, guardians, trust provisions for children, and estate tax, and refers to insurance and estate planning experts when appropriate. On inherited wealth, it clarifies inheritance goals and financial priorities, creates automated income streams and a tax-efficient withdrawal strategy, analyzes existing debt, reviews cash reserves and liquidity, educates heirs on financial responsibility, and coordinates with CPAs and estate attorneys. On taxes, it recommends tax optimization strategies, coordinates with CPAs, and plans income distribution from tax-advantaged accounts through withdrawal hierarchy, Roth conversions, and Social Security timing, and advises on accounts such as IRAs, Roth IRAs, SEP IRAs, and SIMPLE IRAs.

The office sits on Queen Street, about a tenth of a mile from Straub Medical Clinic and Ward Avenue, and roughly two tenths of a mile from Kapiolani Boulevard, Victoria Ward Park, Ward Entertainment Center, and the Neil S. Blaisdell Arena.

Masuda Lehrman Wealth has built a solid reputation among the clients it has served, reflected in a 5.00 rating across 18 reviews. For Honolulu residents approaching retirement or managing inherited wealth, that record of client trust is the foundation the practice is built on.