Klein & Sheridan, LC

Klein & Sheridan, LC is a bankruptcy attorney in St. Albans, WV. The firm specializes in consumer protection and bankruptcy, serving families in West Virginia, North Carolina, and Washington. Its practice areas include Chapter 7 and Chapter 13 bankruptcy filings, credit report errors under the Fair Credit Reporting Act, creditor harassment and illegal fees, debt collection defense, mortgage issues under RESPA, and construction disputes. For over 25 years, the firm has helped families fight creditor abuse, correct damaged credit reports, and find fresh starts through bankruptcy. It holds a rating of 4.00 based on customer reviews.

The firm approaches consumer law as its primary focus rather than a side practice, handling overlapping issues such as collection calls, bad credit reporting, and mortgage errors in one place. In bankruptcy matters, it files cases in the Southern District of West Virginia, the Eastern and Middle Districts of North Carolina, and the Western District of Washington, noting that local experience matters because trustee practice and court procedure differ by district. Chapter 7 filings typically eliminate unsecured debts within 90 to 120 days, while Chapter 13 provides time to catch up on secured debt under court protection. For credit report errors, the firm litigates against major bureaus and furnishers, including banks, servicers, and debt buyers, often on a contingency basis where no upfront fee is charged. In creditor harassment cases, it frequently leads with state consumer protection statutes, such as the West Virginia Consumer Credit and Protection Act, the North Carolina Unfair and Deceptive Trade Practices Act, and the Washington Consumer Protection Act, because these laws can reach original creditors and provide for actual damages, penalties, and attorney fees. The firm offers free consultations and notes that in many litigation matters, it only gets paid if the client does.

Klein & Sheridan, LC operates from 3566 Teays Valley Road in St. Albans. The firm’s standing is reflected in its positive rating from the customers who have reviewed it, and its long-standing focus on consumer protection across three states.