Cleveland Street Mortgage, LLC

Cleveland Street Mortgage, LLC is a mortgage broker in Kenmore, WA. The company provides mortgage and home loan services, including purchase, refinance, and cash-out refinance loans. They serve borrowers in Washington and Idaho with access to multiple lenders and loan types. The business holds a 5.00 rating based on 99 reviews.

CSM describes itself as a team of mortgage professionals rather than a website or call center. Their mission is to help clients make well-informed real estate financing decisions through personalized service and accountability. The team of experienced loan officers guides clients from introduction through closing and beyond. One team member, Chris, is noted by clients for his knowledge and ability to secure favorable rates and approvals. The firm emphasizes a transparent approach, aiming to improve service by 1% every day.

The company offers specialized financing for self-employed individuals through Bank Statement Loans. For construction projects, they provide loans that disburse funds in phases as work is completed, often converting to a permanent mortgage upon completion. They also assist first-time homebuyers and federal employees with specific loan options and advice.

Loan programs include conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and reverse mortgages. Additional options are rehab loans, investment loans, DSCR loans based on rental income, non-QM loans, and down payment assistance programs. Conventional loans are available for primary residences, vacation homes, and investment properties, with PMI removable at 20% equity. Construction loans feature progressive disbursements and interest-only payments during the build phase. Bank statement loans can be made to legal entities like family trusts.

Clients have praised the team for being communicative, intentional with time, and helpful in beating outside quotes. The firm’s approach focuses on connecting people with smart money for wealth creation through real estate. Cleveland Street Mortgage, LLC delivers specialized mortgage solutions and personalized guidance to borrowers in Kenmore, WA.

BizScoreAI awards Cleveland Street Mortgage, LLC a Content score of 95 out of 100, reflecting substantial and relevant website content that search engines reward with better visibility. The business achieves a Discoverability score of 75 out of 100, ensuring AI crawlers can access every page, which is the essential first step for an AI assistant to recommend the company.