Clay Carroll | Team Clay | CrossCountry Mortgage

Clay Carroll | Team Clay | CrossCountry Mortgage is a Mortgage Broker in Midlothian, VA, located at 14321 Winter Breeze Dr office 236. Clay Carroll serves as the originating branch manager and mortgage loan officer for this location, holding NMLS # 513125. He specializes in conventional loans, jumbo loans, FHA loans, VA loans, renovation loans, construction loans, and refinance options, assisting clients with purchase and refinance transactions. His service areas include Genito, Glen Allen, Ridge, and Midlothian, VA. The business holds a 5.00 rating based on customer reviews.

Clay Carroll brings more than 22 years of mortgage experience to his practice, focusing on helping clients create wealth through real estate with an emphasis on structure and strategy. The Midlothian office operates Monday through Friday from 9:00AM to 7:00PM. He serves on the Board for the Richmond Mortgage Bankers Association and has served on various committees for the Home Building Association of Richmond. As part of CrossCountry Mortgage, he accesses a wide range of home loan products designed for first-time homebuyers and existing homeowners.

CrossCountry Mortgage is headquartered in Cleveland, Ohio, and employs more than 7,000 people across over 700 branches, servicing loans in all 50 states, D.C., and Puerto Rico. In 2025, the company closed over 131,000 home purchases. It is a direct lender and approved seller and servicer for Freddie Mac, Fannie Mae, and Ginnie Mae, offering more than 120 purchase, refinance, and home equity solutions.

Clay Carroll | Team Clay | CrossCountry Mortgage maintains a perfect 5.00 rating from its customers, reflecting consistent satisfaction in the Midlothian area. With over two decades of experience and a broad portfolio of loan products from a top-rated national lender, the business provides reliable mortgage services to local homebuyers.

BizScoreAI awards an Authority score of 100 out of 100, which measures whether the website shows who is behind the business, a trust signal AI assistants and search engines weigh when deciding whom to recommend. The Technical score is 93 out of 100, measuring whether the website is technically sound, secure and indexable, so search engines can read it without errors.