Mortgage Miracles Happen, LLC

Mortgage Miracles Happen, LLC is a mortgage broker in West Haven, Utah. The firm arranges residential home loans and commercial loan financing, with a specialty in mortgage home loans. Its loan menu covers Conventional, FHA, VA, USDA, Jumbo, and Reverse Mortgage loans, HELOCs, and Construction Loans, along with Non-QM options such as DSCR Loans, No Ratio Loans, Bank Statement Loans, P&L Loans, Fix & Flip Loans, and Hard Money Loans. Commercial lending includes Project Development, Commercial Loans, SBA 504 and SBA 7A Loans, Equipment Financing, Factoring of Invoices, and Purchase Order Financing. The company holds a rating of 4.90 from 298 reviews. The brokerage works with wholesale mortgage banks and passes wholesale pricing on to clients, keeping overhead low to reduce costs. Loans close in 2 1/2 to 3 weeks, and the team works closely with lenders' underwriting departments to approve and close quickly. Clients served include first-time homebuyers, move-up buyers, self-employed business owners, commissioned income earners, reverse mortgage borrowers, and investors, including borrowers with challenged credit who have been turned down elsewhere. Ben Gerritsen, a mortgage loan officer since 2003, is the owner and principal Lending Manager, licensed in Arkansas, Colorado, Florida, Idaho, Texas, Utah, and Wyoming. The office sits on 24th Street, about a tenth of a mile from Washington Boulevard and roughly the same distance from the FedEx post office. Peery's Egyptian Theater is about two tenths of a mile away, as are the Forest Service Building and the Utah State Tax Commission. The business is known for a strong local reputation reflected in consistently high customer ratings, backed by an established track record built on a large base of customer reviews. For West Haven and the surrounding Utah market, that combination of wholesale pricing, a broad loan menu, and a lending manager who has worked in real estate finance since 2003 is what the brokerage brings to borrowers.