Ultimate Home Lending LLC

Ultimate Home Lending LLC is a mortgage lender in Saratoga Springs, UT, serving borrowers in need of purchase loans, refinance loans, cash-out refinance loans, and specialized loan programs. The company works with clients across the residential lending market, guiding them through selecting the right mortgage option and supporting them through the home loan process. Online applications and free personalized consultations are available, and the business holds a rating of 4.60.

The lending team operates from 8325 N Cedar Drive and includes loan officers Josh McReavy (NMLS #1982177), Jacinda Montano (NMLS #249693), Shantel Matagi (NMLS #263287), Carli Spradlin (NMLS #1971200), Kevin Spradlin (NMLS #1248241), Kevin Larsen (NMLS #309368), and Craig Koster. The firm focuses on purchase financing, refinancing, and specialized loan programs, with blog resources covering topics such as strategies to eliminate private mortgage insurance, VA loan closing costs, summer home-buying steps, and the differences between a HELOC and a home equity loan. Customer testimonials reference professional, step-by-step communication and competitive refinance rates, with clients noting that loan officers explain the process thoroughly and deliver favorable terms.

With a strong average rating reflected across customer reviews, Ultimate Home Lending LLC has built a reputation for attentive service and competitive mortgage offerings among homebuyers and refinancers in the Saratoga Springs area.