Hart Financial Group

Hart Financial Group is a financial planner in Mitchell, South Dakota. The firm works with first-time investors, small business owners, peak career professionals, and others who want a team of financial professionals behind them. Its services include investment management, business planning, wealth management, insurance, estate strategy, and retirement strategies. On the investments side, the practice covers bonds, common stock, educational IRAs, traditional, Roth, SEP, and SIMPLE IRAs, brokerage accounts, Treasury bills, notes, and government securities, and variable annuities. Planning work spans retirement plans, tax plans, 401(k) and 403(b) planning, college plans, estate plans, money purchasing plans, and profit sharing plans. Insurance offerings include disability income, life, and long-term-care insurance. The firm holds a 5.00 rating from the customers who have reviewed it.

The practice begins with a complimentary consultation, listening to a client's values and vision for the future and for their legacy before any plan moves forward. Financial planning fees are set after that consultation, and wealth accumulation and management, investment selection, and financial planning are included with a 1% AUM fee. Wealth management work covers generational wealth transfer, trust accounts, insurance planning, retirement income planning, and estate and charitable planning. Investment selection includes stocks, bonds, mutual funds, ETFs, REITs, annuities, 401k rollovers, traditional and Roth IRAs, SIMPLE and SEP plans, and 529 college savings plans. The firm also holds educational and client service events periodically.

Teresa M. Hart is a financial advisor who began in business at 14, when she and her twin sister took over a garbage hauling business in Wessington, South Dakota, serving 15 to 20 households. Sue Benedict is also a financial advisor, and Kelsi Hart is office manager.

The office is at 708 East Kay Avenue, Suite 3, a short walk from South Burr Street and about a third of a mile from East Havens Avenue, Rodeo Bunny, and Rondees Campground. The Sinclair Dinosaur public artwork is roughly four tenths of a mile away.

Hart Financial Group pairs a 5.00 customer rating with a planning practice built around investments, insurance, and estate and retirement strategy for Mitchell clients.