Security Federal Bank of West Columbia

Security Federal Bank of West Columbia is a bank in West Columbia, SC. FDIC-insured and backed by the full faith and credit of the U.S. Government, the institution offers personal and business banking services. Its product lineup includes checking and savings accounts, mortgage loans, boat loans, small business loans, treasury management, trust accounts, and merchant services. The bank also provides ACH origination for payroll and vendor payments, along with free, confidential one-on-one financial counseling. A high-earning checking account offers up to 4.00% APY on qualifying balances, subject to specific transaction and balance requirements. The institution has operated since 1922, serving the Aiken region with locally made decisions. It holds a rating of 3.10 based on 10 reviews.

The bank operates as a locally owned and operated institution, emphasizing personal relationships over standard transactions. Its motto, "Do what's in the best interest of the customer," guides its approach to helping families purchase homes and guiding local businesses through growth. As a designated CDFI, the bank focuses on giving back to its communities, a tradition it has maintained for over a century. Staff members participate in local schools, community events, and festivals as volunteers and neighbors. For business clients, merchant services are provided in partnership with ConservPay, allowing acceptance of Visa, MasterCard, Discover, and AMEX payments. These services include mobile payment processing, month-to-month agreements without early termination fees, and ownership of equipment without leases. ACH services support operational efficiency by enabling electronic payment collection and disbursement, including direct deposit for employee payroll and draft collection for dues or subscriptions.

The West Columbia location sits on Sunset Blvd, near the intersection of North 12th Street. It is located about 0.3 miles from the West Columbia Fire Department and roughly 0.4 miles from Northside Middle School and Rosamounda Percell-Butler Park. The Park Place West neighborhood is also within a quarter-mile distance. Branch hours for this location include extended weekend availability, with operations running seven days a week.

Security Federal Bank of West Columbia combines a century of local banking history with a broad range of personal and commercial financial solutions in West Columbia, SC.

Services:

• Business Banking (Checking, Savings, Loans)
• Digital Banking Solutions
• Loan Services for Personal, Home, and Business Needs
• Merchant Services
• Mortgage Services
• Personal Banking (Checking, Savings, Loans)
• Personal and Business Checking Accounts
• Savings Products including CDs and IRAs