Michael R Culler, Jr. Attorney at Law is a Law Firm in Orangeburg, SC, located at 1540 Russell Street, Suite 103. The firm specializes in bankruptcy law, offering Chapter 7 and Chapter 13 services to individuals seeking debt relief. Attorney Michael Culler has been practicing since 1991 and has focused on bankruptcy and debt law since entering private practice in 2008. He serves clients from the Midlands to the Lowcountry, including areas around Charleston, Columbia, and Orangeburg. The practice holds a 5.00 rating based on 35 reviews.
Culler graduated from Furman University and the University of SC School of Law. He previously served as Chief Public Defender for Orangeburg County for 18 years and was appointed by Governor Hodges and Governor Sanford to the SC Indigent Board. He also served on the statewide board of the SC Criminal Defense Association. He is a member of the SC Bar and the SC Bankruptcy Law Association. The firm emphasizes direct communication, with clients meeting directly with Culler rather than paralegals. He provides his cell phone number to clients and responds to emails within the same day when possible. The office is located in a building with a rear entrance and back lot parking.
The firm handles Chapter 7 cases for those unable to repay debt, helping clients protect assets like homes and possessions within legal limits. For Chapter 13 cases, Culler helps clients reorganize debt repayment over up to 60 months, potentially reducing interest rates on car and mortgage debt. Credit cards and medical debt can often be repaid at 2% of the original amount over 60 months. The firm does not charge fees before filing; payment is made through the bankruptcy plan. Culler has helped hundreds of people through debt reorganization and repayment plans. He works with Rhonda Mack, a paralegal, to manage court requirements and client accountability.
Clients consistently rate the firm highly, praising the stress-free process and helpful staff. Reviews highlight the firm's patience, kindness, and willingness to answer questions. The firm has built a steady record of repeat and referred customers who appreciate the transparent and thorough approach to their legal needs.
Michael R Culler, Jr. Attorney at Law brings decades of legal experience and a personal approach to bankruptcy law in Orangeburg, SC, helping residents regain financial stability with clarity and care.
The office sits on Russell Street in Orangeburg, SC, just a short walk from the Orangeburg County Library and the DORA Farmers Market.
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