Joshua Epps at Rate (NMLS #430939) of Myrtle Beach

Joshua Epps at Rate (NMLS #430939) of Myrtle Beach is a mortgage lender in Myrtle Beach, SC, located at 2411 North Oak Street, Office #403 - B & C. The business assists clients with home purchase and mortgage refinance loans, aiming for fast closings with funds available in as few as 5 days. Joshua Epps has worked in the finance industry for 14 years, including 11 years as a mortgage loan officer. He holds a Bachelor of Science degree in Finance from the University of SC. The business offers specialized loan programs including VA, FHA, and USDA loans with down payment requirements ranging from 0% to 10%. For self-employed borrowers, a Bank Statement Loan program allows home loans without tax returns, W2s, or pay stubs. Physician home loans are available with as little as 5% down and include paid mortgage insurance. Foreign National loans are offered without a social security number, green card, or visa, and do not require a FICO score. The Lock ‘N’ Roll program lets clients lock in a mortgage rate for 60, 75, or 90 days without a signed contract. A Same-Day program facilitates loan approval in one day with options as little as 3% down. Grants and programs from federal and local governments are available to help overcome down payment obstacles. The business provides access to the Rate experience through a mobile app designed for managing finances and staying connected with the team. Rate was founded in June of 2000 by Victor Ciardelli and has grown to become the second largest retail mortgage lender in the United States. The company launched the world’s first digital mortgage in July 2015, allowing applications to be completed in as little as 15 minutes. FlashClose™ was launched in 2019 to simplify the closing process. Same Day Mortgage™ was announced in 2023, delivering loan approval in 24 hours. Joshua Epps provides mortgage lending services to the Myrtle Beach area. Joshua Epps at Rate (NMLS #430939) of Myrtle Beach combines specialized lending options with digital innovation to serve homebuyers in Myrtle Beach, SC.

BizScoreAI awarded the business a Content Quality score of 100 out of 100, meaning the website answers customer questions clearly so AI assistants can quote it directly. The business received a Technical score of 89 out of 100.

Services:

• Brush Cutting
• Commercial Land Clearing
• HELOC Loans
• Home Equity Loans
• Home Purchase Loans
• Mortgage Loans
• Mortgage Pre-approval
• Mortgage Refinancing