Lowcountry Home Loans of Mt Pleasant

Lowcountry Home Loans of Mt Pleasant is a mortgage broker in Mt Pleasant, SC, located at 802 Coleman Blvd Suite 209. The firm is an independent mortgage brokerage that provides residential financing solutions through access to various banks and lending institutions across the country. The team has a combined 25 years of experience, and the firm consistently ranks at the top for all SC loan originations by a mortgage broker firm.

Founder and owner operator Taylor Cabaniss is a SC native who attended the University of SC. He has originated loans since 2012 and is entering his 15th year as a residential loan officer. The firm offers several loan products, including conventional, jumbo, FHA, VA, and USDA options. Specific programs include 100% financing through VA and USDA loans, and a non-prime program for credit scores as low as 500, which requires a 10% down payment. For self-employed clients, the firm utilizes a bank statement program that calculates income based on 12 or 24 months of bank statements rather than tax returns. For real estate investors, the firm provides no-ratio loans for investment properties requiring 20-25% down. Other offerings include renovation refinance loans requiring a 620 credit score, FHA streamline, VA Interest Rate Reduction Loans (IRRL), and the Home Affordable Refinance Program (HARP). The firm also provides mortgage services for primary, second/vacation, and investment loans to foreign nationals.

Lowcountry Home Loans of Mt Pleasant maintains a strong connection to the Greater Charleston military community through service on the Palmetto Warrior Connection Advisory Council, which assists with housing and VA coordination. The firm focuses on meeting closing deadlines with no surprises and providing information to ensure clients are well informed. Taylor lives in downtown Charleston with his wife, Caroline, and their Goldendoodle, Poppy. When not helping clients, he enjoys fishing, boating, and supporting the Gamecocks. The business holds an NMLS number of 1717832.

The business is situated on Coleman Boulevard in Mt. Pleasant, SC, just a tenth of a mile from the Shemwood Armsway neighborhood and a short distance from Christ Our King Stella Maris School.

Services:

• Credit Calculator
• Custom Loan Solutions
• Custom Solutions
• Loan Application
• Mortgage Broking
• Rate Quotes
• Top SC Loan Originations
• Wide Variety of Loan Products