Community Credit-Greenville

Community Credit-Greenville is a loan agency in Greenville, SC, located at 6514 White Horse Rd. It offers small personal installment loans to help residents manage unexpected expenses while rebuilding their credit. The business evaluates the whole picture, including income stability, residence, existing debt obligations, and personal circumstances, rather than relying solely on credit scores. It serves customers with impaired credit histories or no credit history through a starter loan program. The business holds a rating of 2.80 based on 22 reviews. Founded in 2008, Community Credit was established to address the needs of individuals with hectic schedules and family obligations who struggled to qualify for small personal loans due to poor credit. Borrowers must have a verifiable source of income, verifiable residence, direct deposit, a SC Driver’s License or Government ID, and a social security card. The business reports loan payments to the credit bureau, allowing timely payments to help build or rebuild credit. Repayment plans are structured around the borrower's pay schedule, with payments automatically drafted from a debit card on the payday immediately before the loan’s monthly due date. This approach aims to avoid late payments, credit delinquencies, and unnecessary late fees. Each repayment schedule is fixed, ensuring borrowers know the number of payments necessary to repay the loan in full. On-time payments can increase the credit score and enable an increase in the line of credit. The business is regulated by the SC Board of Financial Institutions. Community Credit-Greenville combines its focus on flexible, income-based repayment structures with a lending philosophy that evaluates ability and willingness to repay, providing a practical financial tool for Greenville residents looking to manage expenses and improve their credit standing.

The business sits on White Horse Road, just a tenth of a mile from Doctors Care and Westcliffe Elementary School.

BizScoreAI awards a Content Quality score of 100 out of 100, which means the website clearly answers customer questions and describes its services in a way that AI assistants can quote directly. A Technical score of 95 out of 100 shows the site is secure and easily readable by search engines without errors.

Services:

• Auto Repairs Financing
• Back to School and Holiday Gifts Financing
• Credit Score Consideration
• Customer Service Support
• Loans for Unexpected Expenses
• Medical Bills Assistance
• Personal Installment Loans
• Quick Decision Process