Guild Mortgage – Chelsea Jones

Guild Mortgage - Chelsea Jones is a mortgage lender in Columbia, SC. Chelsea Jones serves as a loan officer authorized to do business in SC, holding NMLS ID #2120107. The office provides home mortgage financing tailored to individual budgets and offers a variety of loan programs for different needs. Clients can seek pre-approval to clarify financing options or begin loan applications when ready. The lender supports buyers purchasing their first home, those exploring down payment assistance, individuals relocating for military service, and buyers in high-cost markets.

The office provides tools to guide borrowers, including a mortgage income calculator to determine the annual income required for a purchase, a mortgage payment calculator to break down principal, interest, taxes, and insurance, and a temporary buydown calculator to estimate how a rate buydown might reduce monthly payments. Guild Mortgage also offers resources on home equity, including information on draw and repayment periods for HELOCs and HELOANs. The business references its performance in the J.D. Power 2025 U.S. Mortgage Servicer Satisfaction Study as a measure of its service standards. Office hours are Monday through Friday from 8:30 AM to 5:30 PM, with the office closed on Saturdays and Sundays.

The location is situated on St Julian Pl, about 0.3 miles from Forest Drive and 0.4 miles from Pinehurst Park. Tiger Field is also located 0.4 miles away. The neighborhood area includes Forest Hills, which is 0.5 miles from the office, and Gervais Street is 0.5 miles away. The Diamond Hill memorial is also within 0.5 miles of the business.

Chelsea Jones operates from this Columbia office, providing local access to Guild Mortgage's loan programs and borrower tools. The combination of specific loan options for military relocations and first-time buyers, along with calculators for income and payment planning, addresses the varied financial situations of residents in the Columbia area.

Services:

• Home Buying Mortgages
• Refinance Options
• Down Payment Assistance Programs
• VA, Jumbo, USDA, Conventional Loans
• Renovation Loan Products