Columbia Post Office Credit Union

Columbia Post Office Credit Union is a credit union in Columbia, SC. It is a member-owned, non-profit financial institution, state chartered and operated under the laws of the SC Banking Commission. It was established in 1927, when a group of employees pooled their savings to borrow money at a reasonable rate. Membership is open to postal employees, currently employed or retired, along with their spouses, children, siblings and extended family members of current members, in the Midlands of SC. The credit union focuses on vehicle financing and personal loans rather than full-service banking, and it does not issue credit or debit cards. It also pays dividends on savings. Rates on vehicle loans start as low as 3.5%, and personal loan rates start as low as 2.99%, with GAP included on most vehicle loans at no cost. It holds a rating of 3.00 based on 4 reviews. The credit union is owned and governed by its members. Membership meetings are held annually on the fourth Monday of January, and the Board of Directors is elected from the membership, with three members elected annually along with one member of the Supervisory Committee. The Board currently has 9 members and oversees the operating policy of the credit union, maintaining the bylaws and ensuring operation under federal and state banking laws. Board members serve three-year terms. All employees of the credit union are retired from the postal service, with over 250 years of combined Postal Service experience. The credit union operates from the Main Post Office and a District Office on Dixiana Road in West Columbia, with hours Monday through Friday, 11:00 AM to 5:00 PM. It sits on Assembly Street, near its intersection with Taylor Street. The Milagros for Columbia public artwork is nearby, as are St. Peter's Roman Catholic Church and the St. Peter's Church and Ursuline Convent site. St Peter's Catholic School is about 0.1 miles away. The credit union has served postal employees and their families in the Midlands since 1927, and its staff bring more than 250 years of combined Postal Service experience to a membership they know well.

Services:

• Loan Applications
• Online Banking
• Personal Loans
• Savings Accounts
• Vehicle Loans