CrossCountry Mortgage | Branch NMLS #2095073

CrossCountry Mortgage | Branch NMLS #2095073 is a mortgage lender in Charleston, SC. It provides home financing solutions for first-time homebuyers, homeowners improving their finances using home equity, and those looking to refinance or purchase investment properties. The branch offers strategies to minimize refinancing costs, which typically range from 2% to 6% of the loan amount, and provides guidance on affordability based on income, expenses, and debt-to-income ratios. The team serves clients in Summerville and the surrounding area, helping them navigate loan programs and mortgage processes.

The branch is part of CrossCountry Mortgage, a nationwide retail mortgage lender founded in 2003 by CEO Ron Leonhardt. The network operates more than 1,000 branches with over 9,000 employees across all 50 states, D.C., and Puerto Rico, and is a direct lender and approved seller and servicer by Freddie Mac, Fannie Mae, and Ginnie Mae. CrossCountry Mortgage offers more than 120 purchase, refinance, and home equity solutions, including conventional and jumbo mortgages, as well as government-insured programs from FHA and for Veterans and rural homebuyers. Specific offerings include specialized financing for new and established physicians, dentists, and veterinarians, financing for condos that do not qualify for conventional loans, Home Equity Lines of Credit (HELOC), and programs designed to assist with down payments and closing costs. The branch supports clients with pre-approval assistance, rate locks, and tools to bridge the funding gap between selling a current home and purchasing a new one.

The parent company has been recognized 10 times on the Inc. 5000 list of America’s fastest-growing private businesses and named the nation’s top retail lender by Scotsman Guide and Mortgage Executive Magazine. In 2025, the company closed over 131,000 home purchases, making one in 35 homes a CrossCountry Mortgage home. The branch utilizes resources such as a monthly mortgage payment calculator to help clients understand their financial options and provides education on factors like credit scores and interest rates.

CrossCountry Mortgage | Branch NMLS #2095073 brings the resources of a top-rated national lender to the Charleston community, combining local loan officer expertise with a comprehensive range of mortgage products to help residents achieve homeownership.

BizScoreAI rates the business with a Technical score of 91 out of 100, ensuring the website is technically sound, secure, and indexable so search engines can read it without errors. The Content Quality score is 75 out of 100, meaning the website answers customer questions and describes its pages clearly for AI assistants to quote directly.

Services:

• Down Payment Assistance Programs
• Home Equity Mortgage Loans
• Home Purchase Loans
• Mortgage Pre-Approval
• Refinance Mortgage Loans