Cay Insurance Services

Cay Insurance Services is an insurance agency in Charleston, SC. The firm began almost one hundred years ago as a local marine insurance brokerage and has since grown into a multi-office agency serving both commercial and personal insurance clients. It offers a full array of insurance products and services and works with the industry's highest quality and most reputable insurance companies, providing individualized solutions tailored to each client's needs.

The agency is privately owned and owner operated, meaning clients deal directly with decision makers rather than a corporate chain. Each client is assigned a dedicated client manager, a real person responsible for handling their account and assisting with any needs that arise. The firm's approach centers on a comprehensive analysis of a client's existing coverage: identifying gaps, highlighting available coverage enhancements, and uncovering premium savings. This objective and non-biased advice is meant to help clients achieve the best insurance placement possible at the lowest cost. Work often goes beyond placing coverage, including consolidating policies from multiple carriers into a single carrier with a single renewal date and a single bill. In one case, shopping a client's excess flood policy produced 63% premium savings. A long-time client of over 40 years described the firm as the finest they had ever dealt with. Beyond insurance, the company is committed to the communities in which it operates and supports organizations including the United Way, Rotary International, the Savannah Music Festival, and the Telfair Museum of Art.

Cay Insurance Services is licensed to serve SC from its office in Charleston and also maintains offices in Savannah, Georgia and Atlanta, Georgia, giving clients access to a firm with deep roots and broad resources across the Southeast.

Services:

• Commercial property and liability insurance
• Flood insurance placement and risk assessment
• Full array of insurance products
• Highest quality and most reputable insurance companies
• Personal lines including homeowners and auto
• Professional service