High Point Federal Credit Union

High Point Federal Credit Union is a mortgage lender in Olean, NY. The credit union serves members across Western New York with personal and business financial products, including mortgage loans, home equity loans and lines, auto loans, installment loans, credit cards, and student loans. Members also have access to 24/7 digital banking through online and mobile platforms, with features such as balance alerts, internal transfers, loan payments, and mobile check deposit. Four branch offices and ITMs with check and cash deposit capability extend the credit union's reach across the region. The institution holds a rating of 3.9. High Point Federal Credit Union has operated as a financial cooperative since 1972. Its stated mission is to provide members personal service and affordable products that meet their financial needs throughout life's journey, with a vision of being the financial institution of choice in the communities it serves. Core values center on member focus, confidentiality and ethical operation, employee development, and fiscal responsibility. The credit union is currently the second largest credit union in Western New York and has been recognized in the Top 200 Healthiest Credit Unions Nationwide, holding a Five Star Rating from Bauer Financial for several years. Community engagement includes a scholarship program that has awarded funds to high school seniors, charitable donations, and volunteer efforts. The credit union is on Wayne Street, near Buffalo Street and about a third of a mile from Marcus Park. Washington West Elementary School and Olean Middle School are within walking distance, and the Southern Tier Expressway is roughly two-thirds of a mile away. With more than five decades of service in Western New York, High Point Federal Credit Union combines member-owned banking with a long record of community involvement in Olean.