Bankruptcy Lawyer Buffalo NY is a Bankruptcy Attorney in Cheektowaga, NY, located at 1395 Union Rd. The firm serves individuals facing debt collection, threatened lawsuits, mortgage arrears, property tax delinquencies, and car payment defaults. Attorney Stephen K. Underwood provides legal representation for Chapter 7 and Chapter 13 bankruptcy filings. His services include stopping wage garnishments, unfreezing bank accounts, discharging debts, halting repossessions, and voiding liens to convey clear title. He also assists clients in reorganizing finances to keep homes, pay arrears over time, and protect assets through homestead exemptions. Stephen K. Underwood grew up in Vestal, NY, and graduated from Vestal High School. He earned a B.S. in Finance from the Binghamton University School of Management in 1992 and obtained his Juris Doctorate from OCU School of Law in 1997. He was admitted to practice law in New York in 1998. He is licensed in the US District Court of the Western District of New York and the Bankruptcy Court of the Western District of New York. He has 25 years of experience preparing bankruptcy petitions and representing clients in the New York State and Federal Court systems. The practice addresses complex situations involving joint filings for spouses, divorce-related debt, and asset protection. Mr. Underwood assesses income, expenses, and current financial problems to determine eligibility for Chapter 7 or Chapter 13 bankruptcy. He notes that medical debt and loss of income are common reasons for filing. The office offers free consultations and complimentary case evaluations to discuss financial situations and determine if bankruptcy is the right solution. Bankruptcy Lawyer Buffalo NY combines specific legal credentials in federal bankruptcy law with local representation for residents of Cheektowaga and the surrounding Buffalo area. The firm provides bankruptcy and debt relief legal services to the Buffalo and Western New York area.
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