Stratton Equities

Stratton Equities is a mortgage lender in Pine Brook, NJ, located at 28 Bloomfield Ave #302. The company serves real estate investors, small business owners, and contractors nationwide with private money and non-qualified mortgage (NON-QM) loan programs. Stratton Equities offers a range of specialized lending options including hard money loans, soft money loans, NO-DOC loans, DSCR loans, fix and flip loans, bridge loans, commercial loans, stated income loans, and cash-out refinance options. The business holds a rating of 4.90 based on 56 reviews.

Founded by Michael Mikhail in early 2018, Stratton Equities operates as a private money and NON-QM mortgage lender with a focus on fast and flexible lending processes. Mikhail, who purchased his first home at age 19 using hard money, previously launched other ventures including a car wash and gym in Florida between 2001 and 2002. He joined the mortgage industry in 2003 and traveled to 19 countries over five years before returning to the United States to establish the company. The firm maintains a library of mortgage programs under one roof and employs a team of loan officers with backgrounds in real estate investing.

The lender specializes in asset-based loan programs. This approach supports borrowers who may be self-employed, have poor credit, or face other challenges in securing conventional financing. Stratton Equities funds investment properties including single-family homes, condos, townhomes, multi-family units, and commercial real estate such as office, retail, industrial, and warehouse spaces. The company states that loans can be approved in as quickly as 24 to 48 hours, with an average closing time of 14 days for hard money loans. Rates start at 6.50 percent for stated income products and 6.99 percent depending on the loan scenario.

Stratton Equities maintains a strong local reputation reflected in consistently high customer ratings and a steady record of repeat and referred customers. The business provides pre-approval within 24 hours and utilizes a four-step process involving application, underwriting, appraisal, and closing.

Stratton Equities combines its nationwide lending capabilities with a strong local presence in Pine Brook, NJ, to support real estate investors seeking flexible financing solutions.

Stratton Equities is situated on Bloomfield Avenue, just over a tenth of a mile from the intersections with New Maple Avenue, Hook Mountain Road, and the Christopher Columbus Highway. The office is also less than a mile from John Street Neighborhood Park and Rockaway Neck Park.

BizScoreAI awarded the business a Discoverability score of 100 out of 100, which confirms that AI crawlers can access every page of the website to enable recommendations. The company received a Technical score of 97 out of 100.