Excite Credit Union

Excite Credit Union is a Credit Union in Wilmington, NC, located at 237 Racine Dr. The institution provides banking solutions and low-rate loans to its members, offering products designed to help build a financially stronger future. Members also have access to credit cards and business services such as merchant processing through a partnership with Total Merchant Concepts. The credit union operates with a member-owned structure, ensuring that savings earn competitive rates while loans and credit cards cost as little as possible. It holds a rating of 3.90 based on 11 reviews. Excite Credit Union maintains branches in California and North Carolina, with the Wilmington location situated at 237 Racine Dr. Members are not limited to these physical locations; through the CO-OP Network, they gain access to shared branch ATMs and shared credit union branches across the United States. At shared branches, members can cash checks, deposit or withdraw money, transfer funds, pay loans, and obtain account printouts. The credit union provides digital banking tools that allow members to make deposits, transfer funds, and pay bills from any location. Features include Zelle for sending and receiving money, mobile payment technologies like Apple Pay, Samsung Pay, or Google Wallet, and free online money management software that categorizes transactions and tracks spending. Members can also view accounts from other banks in one place and monitor their credit score. The Wilmington branch is open during regular business hours, with the contact center available Monday through Friday from 6 am to 5 pm Pacific and 9 am to 8 pm Eastern, and Saturdays from 6 am to 2 pm Pacific and 9 am to 5 pm Eastern. Members can reach the credit union at 800.232.8669 for assistance with applications, account issues, or fraud reporting. Excite Credit Union combines its member-owned model with accessible digital tools and a national network to serve the financial needs of Wilmington residents and beyond.

Excite Credit Union sits on Racine Drive, just over a tenth of a mile from College Park Elementary School. The location is also near South College Road and North College Road, each about a third of a mile away.

BizScoreAI gives the business a Technical score of 90 out of 100, ensuring the website is secure and readable for search engines. The Content Quality score is 75 out of 100, providing clear answers that AI assistants can quote directly. The business ranks number 1 of 6 Credit Union businesses that BizScoreAI has scored in Wilmington.