Mulberry Street Mortgage

Mulberry Street Mortgage is a mortgage broker in Liberty, Missouri. The firm works with homebuyers to evaluate their financial needs and qualify for a low rate mortgage that fits within their budget, and it advises clients on borrowing practices while matching them with the proper loan program. Its mortgage products include conventional loans, FHA loans with low down payments and flexible credit requirements, USDA and Rural Development loans for qualified rural areas, and VA loans for eligible veterans, reservists, active-duty personnel and family members. Also offered are Asset Qualifier loans that use assets instead of income to qualify, Bank Statement loans for self-employed borrowers, Investor Cash Flow loans for property investors, Jumbo loans for higher priced homes, and Portfolio Select, a full documentation product for buyers with prior circumstances that delay qualifying under current guidelines. Refinancing is handled as well, including cash out, rate and term, and line of credit options. For clients with challenged credit, the company works with credit vendors, uses a credit expert program to pinpoint items needing attention, a what-if simulator to show how a credit item affects a score, and rapid rescore. Founded by Pat McCaslin in 1995, the company brings more than 30 years of mortgage origination experience. It holds a 5.00 rating from the customers who have reviewed it.

The office sits on North Water Street in downtown Liberty, steps from the Clay County Courthouse and the Corbin Theatre Co. The Jesse James Bank Museum and the Liberty Police Department are both a short walk away, as are the Clay County Sheriffs Office and the Benjamin Franklin Statue.

For buyers in Liberty navigating credit challenges or unusual income situations, Mulberry Street Mortgage pairs three decades of origination experience with loan programs built for the cases that do not fit a standard mold.