United Family Mortgage of Elk River

United Family Mortgage of Elk River is a mortgage broker in Elk River, MN. The firm helps clients buy, refinance, and build homes across Elk River and the surrounding communities of Otsego, Ramsey, Zimmerman, and Big Lake. Loan products include USDA zero down payment mortgages, FHA low down payment loans, VA and DVA veteran home loans, conventional and conforming mortgages, 203K rehab loans, and self-build construction loans. The office also serves as a second location, with a Monticello line reachable at 763-276-3960. United Family Mortgage holds a rating of 3.00.

The business is family-owned and has been working with neighbors in the Elk River area for more than 20 years. Every client is treated individually under risk-based pricing rather than through one-size-fits-all loan packages. The team includes Jim Riley as president and NMLS 323824, loan processor Chris Riley, and loan officers Bil Keenan, Myron Yatckoske, Randy Appelgren, D.J. Riley, and Ana Dimac, each carrying their own NMLS numbers. The company holds NMLS 323175. Sherburne County is cited as having areas where USDA rural development zero down payment financing may be available. Office hours run Monday through Friday from 8:00 a.m. to 5:00 p.m., with Saturday and Sunday available by appointment.

The office sits on 5th Street Northwest, about a quarter mile from US Highway 169 and roughly half a mile from Main Street Northwest. The Elk River Public Library is about four tenths of a mile away. Because score strengths were not listed, what is known is the twenty-plus years of local operation, the named loan product lineup, and the current 3.00 rating.

For more than two decades, United Family Mortgage has been arranging home loans in Elk River and the surrounding Minnesota communities.