Michigan United Credit Union of St. Clair Shores is a Credit Union in St. Clair Shores, MI, located at 25901 Harper Ave. It holds a rating of 4.40 based on customer reviews. The credit union provides checking, savings, loans, mortgages, and secure online and mobile banking services to members across Michigan. It was established on July 1, 2021, as a result of the merging of four small-asset sized credit unions: Birmingham Bloomfield Credit Union, Metro North Federal Credit Union, Lakes Community Credit Union, and Unity Credit Union. This merger built upon a history that includes the organization of Birmingham Teachers on November 23, 1931. Originally created to serve the teachers and other employees of the Birmingham School system, the institution later expanded its field of membership to include teachers from the West Bloomfield school district. Loan options include auto loans with rates as low as 4.05 percent APR, home equity loans at 5.74 percent APR, and financing for used vehicles from 2015 and older at 6.49 percent APR. Members can access tax preparation services through partnerships with TurboTax and H&R Block. The institution is federally insured by the NCUA and operates under routing number 272477199 and NMLS number 500296. With a 4.40 rating from customers, Michigan United Credit Union of St. Clair Shores delivers banking and financial services to the St. Clair Shores community.
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