Atlantic Federal Credit Union

Atlantic Federal Credit Union is a Credit Union in Portland, ME, located at 90 Riverside St. It provides digital banking services including online bill pay, mobile deposit, eStatements, and deposit alerts through its Digital Banking platform. Members can set up direct deposit for paychecks, Social Security, or retirement income, and use mobile payment options like Apple Pay, Google Pay, and Samsung Pay. The credit union also offers funds transfers from other banks and merchant services through a partner, Elavon, which delivers industry-specific solutions for in-person and online payments, including smart terminals and mobile tablet options. Business clients are assigned a dedicated account manager available 24/7, 365 days a year, and benefit from multi-layered security solutions.

The credit union supports financial wellness with tools such as the Better Change savings program, which rounds up debit card purchases to the next dollar, allowing members to direct the extra funds to a savings account or the Campaign for Ending Hunger in Maine. Members access free SavvyMoney credit scores and reports with daily updates and personalized loan recommendations through Digital Banking. Express Deposit allows members to receive eligible electronic ACH direct deposits up to three days earlier than their scheduled payday without fees or signup. Payment Protection, administered through TruStage, covers loans in cases of life, terminal illness, accidental dismemberment, hospitalization, family medical leave, loss of life of a dependent, disability, or involuntary unemployment. Additional resources include calculators for Kasasa Cash earnings, vehicle financing, and savings plans.

Atlantic Federal Credit Union holds a rating of 4.80 based on customer reviews. It provides access to over 200 surcharge-free ATMs in Maine and allows members to visit credit unions across the country as if they were stopping by their local branch through shared branching.

Atlantic Federal Credit Union combines its strong local presence in Portland with comprehensive digital tools and financial wellness resources to support its members' banking needs.

The business is located on Riverside Street in Portland, Maine, situated about a tenth of a mile from Larrabee Road and the Maine Turnpike.

BizScoreAI awards Atlantic Federal Credit Union a technical score of 88 out of 100, ensuring the website is secure and readable for search engines. The credit union achieves a discoverability score of 75 out of 100, allowing AI crawlers to access its pages for potential recommendations. It ranks number 2 of 3 Credit Union businesses that BizScoreAI has scored in Portland.