NIH Federal Credit Union of North Bethesda

NIH Federal Credit Union of North Bethesda is a credit union in North Bethesda, MD. It provides checking, savings, credit cards, auto loans, home equity loans, mortgages, and business loans to members. It holds a rating of 4.80 from customer reviews. The credit union serves the biomedical and healthcare communities and their families. Members manage accounts through online banking and a mobile app that supports Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay, along with multifactor and biometric login security. Many ATMs offer an Interactive Teller Machine experience with live video tellers for real-time transactions. Free individualized financial counseling, webinars, and a Fraud and Security Hub support member education. ClickSwitch lets members redirect direct deposits and auto-payments. Board members are elected annually by the membership. Currently, members can get 0% intro APR on purchases and balance transfers for the first 15 months, with a variable APR of 11.49% to 16.49% thereafter. Through December 2026, qualified auto loans from other lenders can be refinanced with rates lowered by up to 2%. Fixed-rate home equity loans cover seasonal needs like HVAC, windows, and siding. NIHFCU has been recognized by Newsweek as a Best Credit Union in America for 2026, one of four operating in Maryland to receive this distinction. American Banker has named it a Best Credit Union to Work for three years in a row. CEO Rick Wieczorek was named 2026 CEO of the Year by the Maryland/DC Credit Union Association, and Board Chair Steven Berkowitz received the 2025 Volunteer of the Year award for 35 years of service. Business lending ranked #3 in fastest growing commercial lending portfolio in the DC area and #1 in year-over-year percentage change among 33 credit unions. NIHFCU was also featured in Forbes and Fortune and named a Best Place to Work for Women.

NIH Federal Credit Union of North Bethesda earns a Technical score of 98 out of 100 from BizScoreAI, reflecting a website that is technically sound, secure, and indexable so search engines can read it without errors. Its Discoverability score of 75 out of 100 shows that AI crawlers are allowed in and can find every page of the website, the first step before any AI assistant can recommend the business. Among Credit Union businesses that BizScoreAI has scored in North Bethesda, NIH Federal Credit Union ranks number 1 of 4.

Services:

• Auto, Life & Home Insurance
• Business Checking Accounts
• Business Credit Cards
• Business Loans
• Digital Services
• Home Loans
• Investment & Retirement Planning
• Personal Accounts