ALCOVA Mortgage | Cumberland, MD

ALCOVA Mortgage is a mortgage broker in Cumberland, MD, located at 14602B McMullen Hwy SW. It holds a rating of 4.90 based on customer reviews. Founded in 2003 by childhood friends Bobby Nicely, Billy Siple, and Rob Lindstrom, the company was named after their home county, Alleghany County, Virginia. Bobby Nicely established the firm after realizing the confusion in the mortgage process when buying his first home. In 2012, ALCOVA was recognized on the Inc. 5000 list of the fastest-growing private companies in America. The company provides personalized mortgage solutions nationwide, offering a smooth lending process from application to closing.

ALCOVA Mortgage offers a wide variety of loan programs to help borrowers achieve homeownership. Options include Conventional, FHA, USDA, VA, Jumbo, Conventional 97, HomeReady, Reverse, DSCR, Bank Statement, and Your Way Mortgages. The firm also provides Rate Term Refinance and Cash-Out Refinance services. A key feature is the exclusive Trade-In Mortgage, powered by Calque, which allows borrowers to leverage equity in their current home to seamlessly purchase a new one. Additionally, the company offers CAN DO Pre-Approval to help borrowers submit winning offers in aggressive real estate markets.

The company emphasizes excellent customer service, with loan officers known for their friendly smiles and "Never Say Quit" attitude. Initial consultations are free, and clients can communicate via in-person meetings, phone, or online. ALCOVA is dedicated to giving back to the communities it serves through its Hometown Heroes program and by supporting employee volunteering for charities. The business operates with core values of courage, agility, sincerity, and tenacity.

ALCOVA Mortgage LLC holds NMLS ID#40508 and is licensed in Alabama, Arkansas, Colorado, DC, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, North Carolina, New Jersey, Ohio, Oklahoma, Pennsylvania, MD, Tennessee, Texas, Utah, Virginia, Washington, and West Virginia. The corporate office is located at 308 Market Street SE, Roanoke, VA 24011. The company can be reached at 855.462.5268 or [email protected].

ALCOVA Mortgage is situated on McMullen Highway Southwest in Cumberland, MD, just a tenth of a mile from the Warrior Run creek. The location is near the Creasaptown Volunteer Fire Department and Calvary Christian Academy.

BizScoreAI gives the business a Technical score of 88 out of 100, which ensures the website is secure and readable by search engines without errors. The Content Quality score is 75 out of 100, meaning the site clearly answers customer questions so AI assistants can quote it directly.