Bluegrass Financial Planning, LLC

Bluegrass Financial Planning, LLC is a financial planner in Louisville, Kentucky. The firm is a fee-only Registered Investment Advisory practice providing objective financial planning services regardless of net worth or income. It serves clients from all walks of life, including young couples and individuals seeking professional guidance, pre-retirees preparing for retirement, and retirees. Services include comprehensive financial planning, retirement planning and goals analysis, investment management, tax planning, estate planning recommendations, insurance review, debt and cash flow management, and education planning. It works with clients in Louisville, Bowling Green, Lexington, and Florence, Kentucky. Andrew T. Sloan, CFP, is the founder and principal of Bluegrass Financial Planning. He started the firm after seeing a lack of financial planners providing objective, independent financial advice, and wanted to build a practice that incorporates tax planning into a broader wealth management approach. He also holds the Accredited Investment Fiduciary designation awarded by the Center for Fiduciary Studies, associated with the University of Pittsburgh. As an independent, fee-only firm, Bluegrass Financial Planning holds no affiliations with any brokerage, insurance company, or bank, and does not earn commissions or accept payments from third-party vendors. Recommendations are based on client goals rather than on what generates a paycheck for the firm. That independence allows the firm to search the full landscape of products and services to find what fits a client's situation. The practice addresses questions such as when a client can retire and how much will be needed, how to minimize taxes throughout retirement, how to coordinate portfolio income with Social Security, how to structure investments to support retirement income, steps to ease a future burden on a surviving spouse and reduce the widow's penalty on taxes, and whether gifting or Roth conversions could reduce the tax burden for beneficiaries. Andrew Sloan is a member of NAPFA, a national network of professional, fee-only financial advisors. Bluegrass Financial Planning is based at 4350 Brownsboro Road, Suite 110, in Louisville, with additional offices in Bowling Green, Florence, and Lexington.