Transcend Credit Union is a credit union in Jeffersontown, KY. Auto refinance rates run as low as 4.94% APR, 30-year fixed home loan rates as low as 6.250% APR, and a home equity line of credit with variable rates as low as 5.99% APR. The credit union holds a rating of 5.00 based on available customer reviews. Founded in 1934, Transcend Credit Union originally served employees of Southern Bell Telephone & Telegraph Company (later BellSouth and AT&T) under its former name, Kentucky Telco Credit Union. As the telephone company changed its name, products, and services through the years, the credit union broadened its membership to stay financially strong. A state charter conversion in December 2015 allowed it to open membership to anyone who works, lives, worships, or attends school in twenty-five Kentucky counties, including Jefferson, Fayette, Bullitt, Oldham, Shelby, and Daviess. The credit union operates six branches serving Louisville, Lexington, and Owensboro, and offers online banking as well as in-person service. Members can also contact a Member Service Representative at (502) 459-3000 or (800) 292-9490, and the Downtown Branch has reopened after completing repairs from prior building damage. Transcend Credit Union's five-star rating reflects the experience of the customers who have reviewed it.
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