Shepherd Financial

Shepherd Financial is a wealth management firm in Carmel, IN. The firm provides holistic financial planning and investment management, with advisors who work closely with clients to match strategy to individual needs. Its work centers on two primary areas: young professionals pursuing early retirement goals, and retirees looking to preserve assets from long-term care costs without using insurance. Services include retirement income planning, investment portfolio management, tax planning strategies, 401(k) and 403(b) planning, college plans, estate planning strategies, and insurance offerings such as disability income, life, and long-term-care insurance. The firm also works with pre-retirees on questions of whether savings will last, the cost of engaging a financial planner, and Social Security and Medicare choices. It holds a rating of 5.00.

The firm describes its approach as holistic and comprehensive, taking every aspect of a client's life into account when making adjustments and decisions. Its stated mission is to make financial guidance available to everyone, bringing education, investment strategies, and technology to mainstream American families and individuals, and its independence allows it to consider all possible solutions. The name Shepherd is treated as a verb rather than a name, describing guidance and safeguarding, and the shepherd tree serves as the firm's logo. The team includes co-founders Ryan Bell, whose background began at Merrill Edge and Merrill Lynch, and George Heathcote, who is motivated by bringing clarity to clients; financial advisor and investment advisor representative Jim Delaney, whose experience starting, growing, and selling businesses informs his work; and business office manager Catie Lamberson, who joined in 2025. The firm's process runs in three steps: getting to know the client, evaluating options, and implementing a strategy.

The firm is known for the positive rating it has earned from the customers who have reviewed it.