Bank of Pontiac

Bank of Pontiac is a mortgage broker in Pontiac, IL, located at 300 W Washington St. The bank holds a rating of 4.40.

The bank's offerings extend well beyond mortgages. Personal customers can use Direct Deposit to have paychecks, social security checks, or pension checks sent straight into their checking or savings account, while Automatic Funds Transfer handles recurring loan payments and savings contributions on a schedule they set. The bank also accepts Real Time Payments (RTP) into checking, money market, and savings accounts 24 hours a day, seven days a week, with funds received after 6pm made available the following business day. Business customers have access to ACH Origination for direct-deposit payroll, free Online Banking with account viewing, fund transfers, stop-payment requests, custom reports, and downloadable financial data, as well as Online Bill Pay that runs year-round and removes the need for checks, stamps, and envelopes. On the trust side, Bank of Pontiac serves as agent in Personal Agency Accounts and Investment Management Agency Accounts, handling custodial safekeeping, bill paying, income collection, and periodic transaction reporting for income tax purposes. The bank also acts as agent for trustees or executors under the terms of a will or trust, and can serve as court-appointed guardian of the estate for a minor or disabled adult, with a role limited to property rather than the person.

The branch sits on W Washington St, within about 80 metres of the Pontiac Post Office, a short walk from the Catherine Yost House Museum and the Pontiac - Oakland Museum and Resource Center, and roughly 0.1 miles from the Historic Livingston County Courthouse. Mill Street and North Mill Street are both nearby.

As a community bank serving Pontiac and the surrounding area, Bank of Pontiac pairs everyday personal and business banking with mortgage lending, real-time payments, and fiduciary services under one roof.