47 / 100

BizScore

How we score
25
AI Visibility
—
AI Agent ReadinessNot audited yet
66
SEO Performance
54
Google Rating
—
Freshness
—
AI Ready

Contact Information

Location

About OSB Community Bank

OSB Community Bank is a mortgage lender in Ottawa, IL, located at 925 La Salle St. It holds a rating of 2.70 based on 0 reviews.

The bank operates three full-service locations and provides personal and business banking services. Personal offerings include safe deposit boxes of various sizes for secure storage and mobile banking access through the OSB Mobile Banking app, which supports e-statements. Business services include business checking, savings, and money market accounts, along with specialized deposit accounts for municipalities. The bank supports business operations with remote deposit capture, electronic payment collection, auto-drafting for receivables, and payroll direct deposit. Additional business tools include Positive Pay to prevent check or ACH fraud, business online wire transfers for domestic funds movement, and merchant services.

OSB Community Bank was established on August 21, 1871, as the Ottawa Building Homestead and Savings Association. Initially operating over a jewelry store and later at 120 West Madison Street, it moved to its present location at 925 LaSalle Street in 1959. The name changed to Ottawa Savings Bank in 1996. The bank acquired Twin Oaks Savings Bank and its branches in Marseilles and Morris on December 31, 2014. It converted to a stock savings bank in 2016, delisted from NASDAQ in 2020, and converted to an Illinois-chartered commercial bank on September 27, 2021, adopting the name OSB Community Bank.

The business banking team includes Mark Stoudt, who has served since 2008 and holds a degree from Lewis University; Kevin Hughes, a lifelong resident with over 25 years of experience and a degree from Illinois State University; Jim Blalock, with over 40 years of banking experience and a degree from Eastern Illinois University; Gina Keeney, who has over 30 years of banking experience; and Marty Miller, the Business Banking & Digital Solutions Manager.

OSB Community Bank provides targeted financial services to its local communities through personalized banking and digital tools.

OSB Community Bank sits on La Salle Street in Ottawa, IL, just a short walk from the Civil War Memorial and Washington Square Park.

BizScoreAI gives the business a Performance score of 82 out of 100, which reflects fast website loading that keeps visitors engaged and helps with search rankings. The Authority score is 75 out of 100, showing the site clearly identifies the business behind it to build trust with AI assistants and search engines.

Score Summary

BizScoreAI scanned the website myosb.bank on October 5, 2026. OSB Community Bank has a BizScore of 47 out of 100.

  • AI Visibility25 out of 100
  • SEO66 out of 100
  • Google rating2.7 out of 5

AI visibility scan by category: AI Discovery 10 of 25 points, Structured Data 0 of 25 points, Content Readiness 9 of 30 points, AI Trust Signals 6 of 20 points.

Website audit sub-scores (out of 100): On-Page 60, Technical 67, Performance 82, Content 48.

Strengths: 3 checks passed. AI Crawler Access, AI Content Blocking, About/Team Page.

Areas to improve: 7 checks. llms.txt (failed), Structured Data (failed), Q&A Content (failed), Meta Description (failed), AI-Parseable Headings (warning), XML Sitemap (warning), Author Signals (warning).

AI engine reads

Read by AI engines 1 time in the last 30 days.

Counted from AI crawler and assistant visits to this page, identified by user agent.

See the full AI visibility report for this business

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AI Visibility Score

How visible is this business to AI-powered search engines

25 /100
AI Discovery
40/100
Structured Data
0/100
Content Readiness
30/100
AI Trust Signals
30/100

Ways to improve this score

llms.txt Missing
Structured Data
Q&A Content Missing
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SEO Score

Technical SEO health and search engine optimization

64 /100
On-Page
60/100
Technical
67/100
Performance
82/100
Content
48/100

Ways to improve this score

Improve Content
Improve On-Page
Improve Technical

Local SEO Coverage

Directory presence and NAP consistency

— /100
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