HFS Federal Credit Union – Hilo

HFS Federal Credit Union - Hilo is a Credit Union in Hilo, HI, located at 632 Kinoole St. The institution highlights a 2026 Forbes Best-In-State Credit Union recognition for Hawai'i and supports members through a scholarship program for educational and career goals. It holds a rating of 4.90 based on customer reviews. The credit union offers the HFS Visa Platinum® Credit Card and the HFS Visa Signature® Credit Card, which provides 2% cash back and 30,000 CURewards® points for eligible purchases. Qualified members can access Sunsational Solar Water Heating Loans with 0.00% APR financing through Hawai‘i Energy’s Solar Water Heating Loan Interest Buy-Down Program. Contact options include phone at (808) 930-1400 and toll-free at (800) 216-2666. The mailing address is 632 Kino’ole Street, Hilo, Hawai’i 96720-3894. The routing number is 321378660. The credit union publishes holiday closure schedules for dates such as New Year’s Day, Martin Luther King Jr Day, Presidents’ Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. It also distributes newsletters and highlights team stories. The 4.90 rating reflects positive standing from customers who have reviewed the credit union. The Forbes recognition underscores its reputation for service within Hawai'i. HFS Federal Credit Union - Hilo delivers banking services and member rewards to the Hilo community with a focus on savings and loan options.

The credit union is situated on Kinoole Street in Hilo, just a tenth of a mile from the Central Fire Station and close to Lincoln Park. It is also within easy walking distance of the Flower Market and Kilauea Plaza.

BizScoreAI awarded the business a Content Quality score of 100 out of 100, meaning its website clearly answers customer questions and provides content that AI assistants can quote directly. A Technical score of 96 out of 100 shows the site is secure and structured so search engines can read it without errors. It ranks number 2 of 5 Credit Union businesses that BizScoreAI has scored in Hilo.