The Southern Credit Union

The Southern Credit Union is a credit union in Griffin, GA, located at 1610 GA-16. It holds a rating of 4.10. The Southern Credit Union has served as a hometown credit union since 1963. It operates as a federally insured, not-for-profit financial cooperative owned by its members and governed by a member-elected board of directors. Profits are returned to members through higher dividend rates on savings, lower rates on loans, and in some cases low or no fees on various services and products. Membership is open to those looking to meet their financial goals. Checking accounts, consumer lending, and Visa credit cards are also available. Online banking provides account management, bill payment, transfers, and secure forms for tasks such as address changes, check copies, and stop payments. Members can sign up for direct deposit and reorder checks. HELOC loans are available for primary residences and second homes with no annual fee and no prepayment penalty. Youth accounts and a car buying process are also offered. Overdraft protection options include transfers from another deposit account, a line of credit, and Overdraft Privilege. Members can report a lost or stolen card and place stop payments on checks by phone or in branch. The Southern Credit Union holds a positive rating from the customers who have reviewed it.