Ocean Mortgage Capital

Ocean Mortgage Capital is a Mortgage Broker in Vero Beach, FL, located at 601 21st St Ste. 30. The firm assists clients with home purchases and refinancing by shopping among many local and national mortgage lenders to secure the best possible home mortgage rates and terms. Services include initial consultations, ongoing advice, and direct negotiation with lenders and underwriters on the client’s behalf. The business serves the Vero Beach area and holds a rating of 4.50 based on customer reviews.

Founder Mike Kanuka established Ocean Mortgage in 2012 following a career spanning more than twenty years in real estate lending, investment, and management. The firm operates using wholesale lenders that maintain lower overhead than retail banks, a structure that allows for discounted interest rates and the potential for lender credits at closing to cover fees and costs. By leveraging nationwide lender relationships, the brokers are not restricted to a single institution, providing access to multiple mortgage products and specialized expertise. The team utilizes automated technology for efficient closings and offers availability outside standard business hours, including evenings and weekends, to meet at a location of the client’s choice. Ongoing advice is provided before, during, and after loan closing to help clients formulate strategies and present themselves in the best possible light.

Ocean Mortgage Capital is recognized for its positive standing among customers who have reviewed it. Founder Mike Kanuka maintains active membership in the Florida Association of Mortgage Professionals and the National Association of Mortgage Brokers, through which the firm earned the Lending Integrity Seal of Approval. He also serves as a Board Trustee of the Vero Beach Rotary Charities Foundation, is a Past President of the Rotary Club of Vero Beach, and is a member of the Indian River Chamber of Commerce and the Realtors Association of Indian River County.

By combining two decades of industry experience with a commitment to direct negotiation and flexible availability, Ocean Mortgage Capital delivers personalized mortgage brokerage services tailored to the needs of Vero Beach homeowners.

Ocean Mortgage Capital sits on 21st Street in Vero Beach, just 0.1 miles from the main road of 20th Street and 0.4 miles from Indian River Boulevard.

BizScoreAI awards the business a perfect 100 out of 100 for Schema & Structure score, which ensures AI assistants and search engines clearly understand the services offered. The firm also holds a strong 83 out of 100 for Technical score, meaning the website is secure and indexable so search engines can read it without errors.