Insurance and Trust

Insurance and Trust is an insurance agent in Tampa, Florida. The firm provides homeowners, life, flood, automobile, watercraft, disability income, and umbrella insurance, along with excess liability and long-term care coverage. It serves individuals, families, business owners, and high-net-worth clients, and is licensed in almost every state in the US. The agency is led by Jeff Chernoff, president, and Michael Chernoff, a father-son team with over 50 years of combined experience in the insurance industry.

Jeff Chernoff is a Tampa native who specializes in comprehensive insurance strategies for individuals, families, and business owners, offering personal and commercial solutions across homeowners, auto, excess liability, flood, life, disability income, and long-term care coverage. He holds a Bachelor of Science from the University of Florida and a Master's Degree from the University of North Dakota, and previously held leadership roles at the University of North Dakota, Ferris State University, and Virginia Tech. He is a past President of NAIFA-Florida and NAIFA-Tampa Bay and serves on the boards of the Tampa Bay Chamber of Commerce and Stageworks. Michael Chernoff focuses on personalized risk management solutions for high-net-worth clients, including home, auto, and asset protection. Mary Shields is also part of the team.

The agency builds individualized policies for clients whose high-value homes and personal assets require protection from loss, packaging coverage from a selected group of insurance companies. Homeowners coverage draws on high-net-worth carriers including Vault, Chubb, Cincinnati, and AIG, as well as admitted providers such as Universal Property and Casualty Insurance, Tower Hill, Florida Peninsula, American Integrity, and Heritage. The firm insures successful families both nationally and internationally, often on a single policy with one bill.

Insurance and Trust sits on North Dale Mabry Highway, a short distance from West Waters Avenue and about 0.3 miles from the Hillsborough County Sheriff's Office Community Substation. Armdale Fire and Rescue Station 10 is roughly 0.3 miles away, and Tampa Lanes is about 0.4 miles from the office.

For more than 40 years, Insurance and Trust has provided coverage, service, and value to Tampa Bay, earning the trust of its clients as its stated top priority.

Services:

• Automobile Insurance
• Disability Income
• Homeowners Insurance
• Life Insurance
• Watercraft Insurance