CPF Mortgage

CPF Mortgage is a Mortgage Broker in New Port Richey, FL. The company provides home financing services to first-time buyers, refinancers, and those who have shopped around for better rates. Licensed in Florida, Tennessee, Colorado, and Georgia, CPF Mortgage offers purchase loans, refinancing, and cash-out refinance options. The business holds a 5.00 rating based on 650+ Google reviews.

CPF Mortgage was established by Justin Kelly to honor his brother, Christopher Paul Kelly, a United States Marine and law enforcement officer who passed away in 2003. The company operates as Christopher Paul Financial, LLC and maintains a Trinity, Florida office. The team includes loan officers, processors, and validation staff who work together to streamline the mortgage process. The company claims to close in as few as 20 days, compared to a national average of 37 days.

The mortgage process begins with a five-minute conversation and a 10-to-20-minute application. A Processing Validation Team reviews income, assets, and credit upfront to ensure the file meets underwriting requirements before submission. This parallel processing allows the underwriting, appraisal, and title work to proceed simultaneously. Each borrower works with the same main points of contact from the initial call to the closing table. The company does not use a call center or script, allowing loan officers to provide personalized service.

The business stands out for its high customer satisfaction, reflected in its perfect 5.00 rating from over 650 reviews. Clients consistently praise the responsiveness and knowledge of the loan officers and processing team. The company has received five UWM awards in 2025 and emphasizes transparent communication and fast service.

CPF Mortgage combines its fast-track processing and personal attention with a mission rooted in trust and service, making it a reliable choice for homebuyers in New Port Richey and across its licensed states.

The business is located on FL-54 c101, just a tenth of a mile from State Road 54. It sits within a half mile of Fox Wood Resident Park and Pioneer Square, and is close to Trinity Elementary School.

BizScoreAI gives the website a Content Quality score of 100 out of 100, meaning the site clearly answers customer questions and provides information that AI assistants can quote directly. The On-Page score is 78 out of 100, showing that page titles and headings are set up to match the searches customers actually make. The business ranks number 1 of 5 Mortgage Broker businesses that BizScoreAI has scored in New Port Richey.