Pinellas Federal Credit Union is a credit union in Largo, FL. Operating since 1956 under the principle that its members are family, PFCU provides an array of banking and lending products designed to support members through every stage of life. Loan options include home equity loans and home equity lines of credit, with the credit union prepared to walk members through how to take advantage of rising Tampa Bay home values. Members can also apply for a newly designed rewards credit card, finance vehicles through the credit union's partnership with AutoSMART, and access free financial guidance as they work toward financial wellness. Online account access allows members to view balances, transfer funds, pay loans, manage bill pay, receive eAlerts, and view eStatements, while mobile banking extends those tools to phones and tablets. Routing number 263177741 is used for transactions and for receiving payments mailed to P.O. Box 2300, Largo, FL 33779-2300.
Member service is the credit union's stated focus. Loan payments can be made through PFCU checking or savings transfers, one-time or recurring online payments, online bill pay through another institution, ACH loan payment, or by check through the postal service. Auto-related protections such as members' choice debt protection, skip-a-pay, NADA auto value, preferred dealers, GAP coverage, mechanical breakdown insurance, and the TruStage auto insurance program round out the lending resources. Members can reach the credit union by phone at 727.586.4422, by email at [email protected], or by stopping into a branch.
The branch sits at 350 E Bay Dr, just off East Bay Drive and within a short walk of Largo Central Park, the Largo Cultural Center, the Largo Central Railroad, Largo Senior High School, and the Largo Public Library, all roughly a fifth of a mile away.
The credit union holds a rating of 4.00. Serving the Largo community since 1956, Pinellas Federal Credit Union combines long-standing local roots with a broad range of personal banking and lending services for its members.
BizScoreAI scanned the website pinellasfcu.org on June 5, 2026. Pinellas Federal Credit Union has a BizScore of 45 out of 100.
AI visibility scan by category: AI Discovery 13 of 25 points, Structured Data 0 of 25 points, Content Readiness 13 of 30 points, AI Trust Signals 2 of 20 points.
Website audit sub-scores (out of 100): On-Page 58, Technical 73, Performance 59, Content 73.
Strengths: 2 checks passed. AI Crawler Access, AI Content Blocking.
Areas to improve: 8 checks. Structured Data (failed), Meta Description (failed), llms.txt (warning), Q&A Content (warning), AI-Parseable Headings (warning), About/Team Page (warning), XML Sitemap (warning), Author Signals (warning).
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