First Coast Consumer Law

First Coast Consumer Law is a lawyer in Jacksonville Beach, FL, located at 476 Osceola Ave. The firm protects the rights of consumers throughout Florida against businesses that engage in deception, bad faith, fraud, and other harassing practices. It represents consumers and businesses in disputes involving debt collection, credit reporting, contracts, landlord-tenant issues, student loans, foreclosures, and bankruptcy. The firm never represents banks, car dealers, landlords, or others who might seek to exploit Florida consumers. It offers a free initial phone consultation to discuss situations regarding aggressive or sensible resolutions to disputes. Since its inception in 2001, First Coast Consumer Law has focused on protecting Florida residents from exploitation. The firm provides a personal experience to ensure rights are protected and finds solutions that work for the client. For over 15 years, it has represented hundreds of clients, defending them from lawsuits filed by creditors and bringing lawsuits against those who harass clients dealing with financial stress. The firm understands that financial strains can be overwhelming and works to provide solutions that alleviate that stress. The practice includes bankruptcy law, offering guidance on Chapter 7, Chapter 11, and Chapter 13 filings. Chapter 7 provides a release from personal liability for most debts and prevents creditors from taking future action to collect discharged debts. Chapter 11 is used by businesses to reorganize while remaining able to conduct business. Chapter 13 allows individuals with regular income to adjust financial affairs without liquidating assets through a three to five-year repayment plan. The firm also handles credit report disputes under the Fair Credit Reporting Act, helping clients correct inaccurate or incomplete information. First Coast Consumer Law assists individuals sued by creditors, including credit card companies, debt buyers, and medical debt collectors. It prepares game plans to defend lawsuits or work out settlement agreements. The firm notes that responding quickly to a creditor’s lawsuit is critical to protecting rights. The firm holds a rating of 4.70 from the customers who have reviewed it. First Coast Consumer Law combines over 15 years of experience with specific expertise in bankruptcy and consumer protection to serve residents of Jacksonville Beach, FL.

The firm is situated on Osceola Ave, approximately 0.1 miles from 3rd Street South. It is also located about 0.3 miles from landmarks such as Fire and Rescue Department Station 60 and Portico.

BizScoreAI gave the site a Technical score of 90 out of 100, which ensures the website is secure and readable for search engines. The Authority score of 75 out of 100 shows who is behind the business, providing a trust signal for AI assistants. The firm ranks number 2 of 3 Lawyer businesses that BizScoreAI has scored in Jacksonville Beach.