1st Florida Lending

1st Florida Lending is a mortgage broker in Hunters Creek, Florida, operating as a direct mortgage lender. The company offers more than 48 core loan programs and 112 lending solutions, including FHA, VA, USDA, Jumbo, Non-QM, DSCR, and construction loans, along with 30-year and 15-year fixed options. It has served borrowers in Florida and California since 2007. Its Google rating stands at 4.8 stars.

The company describes its approach as building mortgages around the borrower rather than the other way around. It works through in-house loan officers and a processing team, and most pre-approvals are issued the same business day. Borrowers can begin without a credit check. The office is staffed Monday through Friday from 9:00 AM to 6:00 PM, with Saturday appointments available. Carlos Matos is the CEO and founder. Client reviews describe loan officers who explain options thoroughly, keep buyers and agents informed throughout the process, and step in on difficult deals after other lenders could not complete them.

The office sits on Consulate Drive, about a tenth of a mile from South Orange Blossom Trail and roughly two-tenths of a mile from Florida's Turnpike. The Beachline Expressway is about four-tenths of a mile away, and K1 Speed Indoor Go Karts is about the same distance. West Landstreet Road lies about seven-tenths of a mile from the office.

The company holds an A+ rating with the Better Business Bureau and a 4.8-star Google rating. It has been a direct lender since 2007, and its 48-plus core loan programs give borrowers a range of financing options to match their circumstances.

For borrowers in Hunters Creek and the wider Orlando area who need a mortgage, 1st Florida Lending pairs nearly two decades of direct lending experience with a broad set of loan programs and a same-day pre-approval process.