Action Advocacy, PC of East Lyme

Action Advocacy, PC of East Lyme is a Bankruptcy Attorney in East Lyme, CT, located at 1 Crouch St. The firm provides legal services to individuals and businesses seeking debt relief, specializing in Chapter 7 bankruptcy, debt settlement, and student loan discharges. Attorney David Falvey has served clients since 1996, holding the designation of Board Certified Consumer Bankruptcy Specialist and Senior Bankruptcy Analyst. The practice offers both in-office and virtual appointments to assist clients in navigating the bankruptcy process, including help with the means test and protecting assets such as homes and vehicles through exemptions. The firm also handles debt consolidation and negotiates with creditors to reduce balances without filing for bankruptcy. It holds a rating of 5.00 based on 171 reviews.

The office focuses on providing permanent relief from unsecured debts, including medical bills, credit cards, and payday loans, through Chapter 7 liquidation bankruptcy. This process typically completes in about three months and includes an automatic stay that halts collections, wage garnishments, and lawsuits. For clients with steady income but rising balances, the firm offers debt settlement as an alternative, negotiating directly with creditors to lower interest rates and resolve debts for less than the amount owed. The practice also assists borrowers with student loan discharges, having discharged over 240,000 in student loans through the attestation process for those facing chronic illness, disability, or long-term underemployment.

The firm’s approach emphasizes guiding clients through every step of the legal process, with flexible payment options available for discharge actions and reduced fees for partial-discharge outcomes. Attorney Falvey is rated Preeminent by Martindale Hubbell and has been recognized as a Super Lawyer for Consumer Bankruptcy. The team, including staff members Janelle and Jessica, provides free case evaluations to help clients determine if bankruptcy or debt settlement is the appropriate path for their financial situation. The firm has successfully filed over 6,500 cases and is listed among the top attorneys in New England.

The business maintains a strong local reputation, reflected in consistently high customer ratings and an established track record built on a large base of customer reviews. Clients frequently cite the professional, experienced, and caring nature of the staff, noting that the team makes a stressful and overwhelming situation manageable. The firm’s long history of serving the Connecticut area since 1996 demonstrates its dedication to helping people achieve debt relief and debt cancellation.

Action Advocacy, PC of East Lyme combines decades of specialized legal experience with a client-focused approach to provide reliable debt relief solutions for residents of East Lyme, CT.

BizScoreAI awarded Action Advocacy, PC of East Lyme a perfect 100 out of 100 for its Schema & Structure score. This strength ensures that AI assistants and search engines clearly understand the business and its services. The firm also achieved a strong 80 out of 100 for its Technical score, which confirms the website is secure and readable for search engines.