Coloramo Federal Credit Union

Coloramo Federal Credit Union is a Credit Union in Grand Junction, CO, located at 516 28 Rd. It provides personal and business banking, checking and savings accounts, loans, and digital member services to residents of Western Colorado. The credit union serves members across Mesa, Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, and Moffat Counties who live, work, attend school, or have immediate family in these areas. It holds a rating of 3.40 based on customer reviews.

Founded in June 1953 by Department of Energy employees, the institution began as the Colorado Raw Materials Office Social Club during the Manhattan Project era. Originally serving only federal agency employees and select groups, it converted to a Community Charter in 2002 to serve all Mesa County residents. Subsequent charter expansions in 2018 and 2020 extended eligibility to Delta, Montrose, Gunnison, Ouray, Garfield, Rio Blanco, and Moffat Counties. The credit union operates as a not-for-profit, member-owned financial cooperative. It maintains branches in Grand Junction and Fruita, including a headquarters at 2392 Langridge Drive opened in July 2026.

The credit union offers a wide range of lending options, including auto, home, recreational, personal, construction, and business loans. Its business services include dedicated business accounts, business lines of credit, term loans, equipment loans, and commercial real estate loans. Digital services feature Bill Pay, mobile payments, remote deposit capture, and Plaid integration for viewing external accounts. Members also have access to insurance management through a partnership with Woop, vacation discounts, and a referral program that rewards savings account deposits.

Coloramo Federal Credit Union has been voted Best Credit Union of the West by Western Colorado community members in the Daily Sentinel’s Best of the West every year since 2012. It distinguishes itself through personalized service, modern technology, and a community-centered approach. The institution supports local events and sponsorships, hosting its own events to raise money for local causes.

Coloramo Federal Credit Union combines decades of local history with comprehensive financial services, serving as a trusted financial partner for Western Colorado residents.

The credit union is situated on 28 Road, just a tenth of a mile from the I 70 Business Loop. It is also located about two tenths of a mile from the Western Region One Source government office.

BizScoreAI gives the business a Technical score of 93 out of 100, which means the website is secure and easy for search engines to read without errors. The Discoverability score is 75 out of 100, ensuring AI crawlers can find every page so the business can be recommended by AI assistants.