True Riches Financial Planning

True Riches Financial Planning is a financial planner in Denver, CO, located at 2373 Central Park Blvd Unit 100. The practice provides comprehensive financial planning, investment management, and tax preparation services, serving Christian families and individuals in Denver and nationwide. It holds a perfect 5.00 rating based on customer reviews.

Zack Gutches, the founder, is a CFP® and CPA who built the firm after eight years as a Lead Advisor at asset-under-management firms. He established True Riches as an independent, fee-only practice grounded in biblical principles. The firm offers a flat-fee, ongoing planning model that integrates investment management, proactive tax planning, and Form 1040 tax return filing. Clients receive a unified plan with consolidated accounts and streamlined tracking. The approach focuses on aligning financial decisions with personal values and faith, helping clients prioritize charitable giving and stewardship. The practice caps client households at 40 to ensure highly personal service.

The firm utilizes Charles Schwab as its primary custodian and employs a behaviorally-optimized investment strategy based on Nobel Prize-winning research. The team avoids market timing and focuses on disciplined rebalancing, tax-efficient asset location, and minimizing performance drags through low-expense-ratio ETFs and mutual funds. As a fiduciary, the firm never sells products or receives commissions, ensuring advice remains solely in the client's interest. Meetings occur at least twice yearly, with quarterly check-ins typical after the initial onboarding period. The service is open to non-Christians who share similar values.

The business maintains a 5.00 rating from its customers, reflecting strong satisfaction with its fee-only, fiduciary approach and comprehensive service model.

True Riches Financial Planning brings technical financial expertise and faith-aligned values to help Denver families manage their wealth with clarity and confidence.

The office sits on North Central Park Boulevard, just a short walk from Bladium Sports and Fitness Center and Greenway Belt Park. It is also near the Denver School of Science and Technology and East Montview Boulevard.

BizScoreAI gives True Riches Financial Planning a Content Quality score of 100 out of 100. This means the website clearly answers customer questions so AI assistants can quote it directly. The firm also receives a Technical score of 84 out of 100. This shows the site is secure and easy for search engines to read without errors.

Services:

• Financial Planning
• Tax Return Filing
• Wealth Management