Matt Genovese – MG Lending

Matt Genovese - MG Lending is a Mortgage Lender in Santa Barbara, CA. Matt Genovese serves as the branch manager for New American Funding and has been originating home loans on the Central Coast since 2014. The business offers a full program suite including Conventional, Jumbo, Non-QM, FHA, VA, USDA, and renovation loans. It holds a rating of 5.00 based on 199 verified reviews.

Genovese provides boutique attention backed by the lending power of a national lender, ensuring clients have a direct line to a local officer rather than a call center. The operation utilizes New American Funding’s full lending platform, which features in-house underwriting. Clients frequently return for their second or third home, citing clear, proactive communication where Genovese picks up the phone to provide exact deal status. The firm works across a full range of loan types each week, including standard fixed-rate and ARM loans for buyers with solid credit, jumbo financing for amounts above conforming loan limits, and zero-down VA loans for active-duty service members, veterans, and qualifying spouses through NAF's military-focused team. FHA government-backed loans are available with down payments as low as 3.5%, and Non-QM alternative-documentation loans, including bank-statement and DSCR programs, support self-employed borrowers and real-estate investors.

The business is known for its positive rating from the customers who have reviewed it, with 199 verified client reviews reflecting a 4.93 out of 5.0 score. Matt Genovese maintains NMLS #1047256, and New American Funding holds NMLS #6606. Serving the Central Coast from 1114 State St # 237 in Santa Barbara, the lender combines local accountability with national reach to handle complex transactions.

Matt Genovese - MG Lending brings a decade of local lending experience and high client satisfaction to the Santa Barbara mortgage market, providing personalized service for diverse home-buying needs.

The business is located on State Street, just steps from the State Street Trading Post and FedEx Office. It sits about a tenth of a mile from the Santa Barbara Museum of Art and the Santa Barbara Public Library.

BizScoreAI awarded the business a Schema & Structure score of 100 out of 100, which ensures AI assistants and search engines clearly understand the services offered. The Performance score of 91 out of 100 reflects fast website loading speeds that keep visitors engaged and support better search rankings.