Hanke & Apolonio Wealth Advisors LLC

Hanke & Apolonio Wealth Advisors LLC is a Financial Planner in San Francisco, CA, located at 177 Post St # 800. The firm provides wealth management, financial coaching, and purpose-driven planning for individuals and families. It offers a hands-off approach for those seeking expert guidance and ongoing management of their investments, financial planning, and big-picture strategy, as well as structured plans with custom financial roadmaps for clients who prefer to manage their own investments while receiving coaching sessions and tools. The practice is a fiduciary under the Securities and Exchange Commission and operates as a fee-only Registered Investment Advisor. It holds a rating of 4.50 based on 15 reviews.

Milo Hanke, the founding partner, began his career in financial services in 1982 after leaving a public relations job. He became an Independent Financial Planner with LPL Financial in September 1991 and has guided clients through market events including Black Monday in 1987, the Dot-Com Bubble in 2000, the Mortgage Meltdown of 2007, and the COVID-19 Market Crash of 2020. Manny Apolonio, a partner with a background in financial planning and positive psychology coaching, holds a master’s degree in financial planning and is a certified life coach. Rafael handles client service, paperwork, and day-to-day operations. The team collectively brings over five decades of experience and serves 100 clients.

The firm emphasizes planning before investing, ensuring that money follows life rather than the other way around. It focuses on transparency, clarity, and judgment-free guidance, avoiding complex financial jargon in favor of plain language. Specific services include retirement planning, estate planning, tax-efficient investment strategies, and customized charitable giving. The firm assists clients with tax-advantaged accounts, tax-loss harvesting, timing of sales, and qualified charitable distributions. Milo Hanke is a Certified Financial Planner active in the Financial Planning Association and the San Francisco Estate Planning Council.

The firm maintains a solid reputation among the customers it has served. It is known for its long-term relationships and its dedication to serving clients with purpose rather than focusing on sales quotas or commission-driven products.

Hanke & Apolonio Wealth Advisors brings decades of fiduciary experience to San Francisco, offering clear, personalized financial planning that prioritizes client goals over products.

The firm is located on Post Street near the intersection with Grant Avenue. It sits within a short walk of the historic Union Trust Bank Building and the Savings Union Bank Building.

BizScoreAI gives the website an On-Page score of 81 out of 100, which ensures search engines can match the site to the searches customers actually make. The Content Quality score is 75 out of 100, meaning the website answers customer questions clearly so AI assistants can quote it directly.