Bluewave Insurance Services

Bluewave Insurance Services is an insurance agency in San Diego, CA, that specializes in Medicare Supplement coverage and serves clients across all 50 states. Founded in 2017, the independent agency represents more than 30 carriers, including Aetna, Mutual of Omaha, Cigna, Anthem, Blue Cross Blue Shield, and Humana, and compares their plans side by side using each client's zip code, age, and health history. Services are free to enrollees, with the agency paid directly by whichever carrier the client chooses, so premiums are the same whether a person uses Bluewave or contacts a carrier directly. The agency holds a rating of 5.00 based on 519 reviews.

The agency was built by owner Alex Wender, who started the company in 2015 and grew it into a team of licensed agents, each credentialed in more than 40 states. Every client is enrolled in the agency's Rate Lookout program, which reviews each policyholder's Medicare Supplement rate every year and flags a better deal when one is available, timing the review to a state's birthday rule window where applicable. The team also handles billing and claim problems, identifies household and spouse discounts worth 5-15% off premiums, and walks clients through underwriting realities so they know which carriers are realistic options before applying. Clients are quoted without call center scripts, Monday through Thursday from 8 a.m. to 4:30 p.m. and Friday from 8 a.m. to 3 p.m. Pacific.

The office sits on Camino del Rio South, about a tenth of a mile from Texas Street and the Mission Valley Freeway, and roughly two-tenths of a mile from Qualcomm Way.

Bluewave has worked with more than 5,000 clients since 2017 and carries a 5.00 rating across 519 reviews, reflecting the kind of thorough, year-after-year service that Medicare beneficiaries rely on.

Services:

• Long Term Care Insurance
• Medicare Advantage Plans
• Medicare Supplement Plans
• Personalized Medicare Guidance
• Plan Comparison Services