HomeLoan123

HomeLoan123 is a mortgage broker in La Puente, CA, serving California residents who are working toward homeownership. The company works with both first-time buyers and seasoned homeowners on purchase financing and refinancing, guiding clients through pre-approval, loan selection, and close of escrow. Loan options span fixed-rate conventional mortgages with 15- and 30-year terms, FHA and VA loans, first-time homebuyer programs with lower down payments and access to down payment assistance, and refinancing solutions including rate-and-term and cash-out options. The company holds a 5.00 rating.

The firm has served California homebuyers for over 30 years and is licensed by the NMLS (#235684) and CA DRE (#01183936). Their approach centers on walking each client through the mortgage process individually, explaining options clearly, and answering questions without judgment or industry jargon. They publish their rates and fees so clients can make informed decisions rather than guess at the cost of financing. Support continues after closing, and the team works with borrowers across a wide range of financial situations and credit profiles. Beyond purchase and refinance work, their published resources cover topics such as the mortgage process, fair lending laws, and a first-time homebuyer guide.

The office sits on Proctor Avenue, about a tenth of a mile from Workman Mill Road and Puente Avenue, and roughly a third of a mile from Valley Boulevard. The (Former) Bassett Branch La Puente Post Office is a short distance down the road, and the Los Angeles County Fire Department Station #87 is within walking distance. The Avocado Heights Oak Tree Memorial is also nearby.

Prospective clients can book a free consultation to review loan options and next steps toward homeownership.