KS Mortgage Inc.

KS Mortgage Inc. is a mortgage broker in Fountain Valley, California. The firm works with homebuyers and homeowners on purchase loans, refinancing, HELOCs, and first-time homebuyer programs. It operates as both a direct lender and a mortgage broker, drawing on a network of more than 40 lender partners. Kenneth Khoa Do serves as CEO and broker, joined by loan officers Hai Thanh Le and Shari Phuong Nguyen. The company holds a 5.00 rating from the customers who have reviewed it.

Established in 2006, KS Mortgage Inc. built its business around a dual channel model that combines in-house lending with brokered loans. Its stated mission is to help individuals and families secure homes, carried out through what it describes as professional, personalized service. The company names integrity, financial education, and client-centric service among its core values, and it measures success by client growth and satisfaction. It reports having helped thousands of families secure their homes over the years.

For first-time homebuyers, KS Mortgage offers down payment assistance of up to 3.5 percent toward down payment and closing costs, along with deferred loan payments and a required homebuyer education component. The company also publishes current rate information, including a 30-year fixed rate of 6.125 percent with a 6.341 percent APR, alongside a competitors' average rate of 6.535 percent with a 6.577 percent APR. Recent closed loans include purchases in Stanton, Anaheim, and Westminster, spanning conventional and non-QM programs.

The office sits on Newhope Street, about a tenth of a mile from Warner Avenue and the same distance from Coastline Community College. The Fountain Valley Post Office is roughly 61 metres away, and Los Caballeros sports center, the Fountain Valley Regional Cancer Center, and Fountain Valley Fire Station Number 2 are all within about a third to four tenths of a mile.

KS Mortgage Inc. has served Orange County borrowers since 2006, pairing direct lending with access to more than 40 lender partners for Fountain Valley-area homebuyers.