Farmers and Merchants Bank

Farmers and Merchants Bank is a credit union in Stuttgart, AR, serving customers and businesses throughout Arkansas with personal banking, business banking, mortgage lending, and trust services. Founded in 1945 in Stuttgart, the bank operates branches, ATMs, and ITMs across the state alongside a mobile and online platform that includes online banking, bill pay, mobile deposits, and Zelle money transfers. Mortgage services support first-time buyers, refinancing, and new home purchases with home buyer resources and online applications. The trust department provides investment and farm management services delivered by officers based in Stuttgart, Fayetteville, Jonesboro, and Mountain Home. Customers can reach a Customer Solutions Center by phone Monday through Saturday and access a 24/7 debit card care center for PIN resets, inquiries, and lost or stolen card reporting. The bank traces its origins to 1945, when it was founded in Stuttgart, Arkansas, to help working people borrow money for their farms and businesses. Its stated mission is to promote the success and well-being of employees and customers by treating all with dignity, respect, and compassion, and it works alongside The Bank of Fayetteville as part of the same community-oriented banking family. FDIC insurance covers deposits, and the institution is identified by routing number 082907477. The Stuttgart branch sits at 708 S Main Street, about a tenth of a mile from the Stuttgart Police Department and the Stuttgart District Court, and roughly a quarter mile from the Arkansas County Courthouse Annex, Arkansas County Sheriff's Office, Stuttgart City Hall, and a nearby Lutheran school. Based on 152 reviews, the bank holds a 4.0 rating, reflecting its long history of community-focused banking across Arkansas since 1945. For eight decades, Farmers and Merchants Bank has kept its original purpose in sight in Stuttgart, giving Arkansas farmers, families, and businesses a local place to bank.